Nowadays, a lot of people have more than one job. They will have their main job as a nurse, teacher, etc. And they will have a part-time or seasonal position somewhere else. The question a lot of these individuals have is whether they can continue working their side-hustle job while on long-term disability (LTD) for […]
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How to Apply for Long-Term Disability in Ontario
Are you looking to apply for long-term disability (LTD) in Ontario? Have you been searching for a step-by-step guide? If so, you have stumbled upon the right article. In this post, we overview a simple (but complete) 7-step process to complete your application for long-term disability in Ontario. This article is part of our Definitive […]
Case Study: Todd Wilson
By late 2021, Todd became unable to carry on with his duties as a manager in a retail environment. He was struggling with burnout that was accompanied by cardiac issues, anxiety, and stomach pain. After realizing burnout isn’t considered a medical condition, he quickly realized that he might have issues getting his long-term disability (LTD) […]
Earning Money on CPP Disability: What is substantially gainful work? [+videos]
If you are in the application process or have been on CPP disability for some time now, you probably already know that there are several eligibility requirements for this benefit. For instance, you need to have contributed enough to CPP, be under the age of 65 and have a disability that is severe and prolonged. […]
Case Study: Helen Smith’s CPP Disability Victory
Imagine building a career in sales, thriving in a fast-paced, demanding environment. For Helen Smith, being a sales consultant wasn’t just a job—it was her passion. But everything changed in 2010 when she began experiencing a host of debilitating symptoms: cognitive impairment, chronic pain, muscle weakness, and fatigue. Despite her determination to push through, her […]
Pre-existing Conditions and Long-Term Disability
Did the insurance company deny your benefits because your condition was pre-existing? Are you worried you won’t be able to get on long-term disability because you suffered from a condition in the past? If so, you are in the right place. Pre-existing conditions are one the most common reasons for a long-term disability denial. Most […]
Can I Quit My Job While On Long Term Disability (& Short-Term)?
Yes, you can quit your job while on long term disability, but doing so can impact your benefits and may lead to complications with your claim. Insurance providers might cut off benefits or add hurdles to your case, so it’s essential to seek legal advice before deciding. This article explains what happens to your benefits […]
Case Study: Roger White
When Roger turned thirty, he hit a wall. He began to struggle with even the most basic activities, like getting out of bed, preparing meals, and doing household chores. He also started having problems at work. He was fighting with co-workers, unable to complete tasks on time and feeling very unstable in his ability to […]
Can You Attend School While on Long-Term Disability?
Many people come to us and ask if they can take a course or attend school while on long-term disability. Seems like a good idea, right? You don’t plan on staying on long-term disability forever, so you might as well boost your education or work towards your dream job in the interim. However, as we […]
Severance Packages and Long-Term Disability: 3 Things to Watch Out For
Are you on or thinking about applying for long-term disability benefits? Has your employer offered you a severance package? If so, read this article before you sign anything. As you’ll learn, severance packages can have significant impacts on your long-term disability claim. So, do yourself a favour and take a few minutes to read this […]