If you have been receiving disability benefits, you might be wondering if your long-term disability income is taxable or not. In this article, we will answer that question for you. After reading, you should be able to determine if you have to pay taxes on your long-term and short-term disability income as well as other […]
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Notice of Readiness Form for the Social Security Tribunal: The Fatal Mistake to Avoid
If you are currently appealing your CPP disability benefits claim to the Social Security Tribunal, and have received the Notice of Readiness Form in the mail, then this may be the most important article you have ever read. You are about to learn how you can avoid the single biggest mistake. This is a mistake that […]
Can I Still Do My Side Hustle While on Long-Term Disability for My Main Job?
Nowadays, a lot of people have more than one job. They will have their main job as a nurse, teacher, etc. And they will have a part-time or seasonal position somewhere else. The question a lot of these individuals have is whether they can continue working their side-hustle job while on long-term disability (LTD) for […]
How to Apply for Long-Term Disability in Ontario
Are you looking to apply for long-term disability (LTD) in Ontario? Have you been searching for a step-by-step guide? If so, you have stumbled upon the right article. In this post, we overview a simple (but complete) 7-step process to complete your application for long-term disability in Ontario. This article is part of our Definitive […]
Case Study: Todd Wilson
By late 2021, Todd became unable to carry on with his duties as a manager in a retail environment. He was struggling with burnout that was accompanied by cardiac issues, anxiety, and stomach pain. After realizing burnout isn’t considered a medical condition, he quickly realized that he might have issues getting his long-term disability (LTD) […]
Earning Money on CPP Disability: What is substantially gainful work? [+videos]
If you are in the application process or have been on CPP disability for some time now, you probably already know that there are several eligibility requirements for this benefit. For instance, you need to have contributed enough to CPP, be under the age of 65 and have a disability that is severe and prolonged. […]
Case Study: Helen Smith’s CPP Disability Victory
Imagine building a career in sales, thriving in a fast-paced, demanding environment. For Helen Smith, being a sales consultant wasn’t just a job—it was her passion. But everything changed in 2010 when she began experiencing a host of debilitating symptoms: cognitive impairment, chronic pain, muscle weakness, and fatigue. Despite her determination to push through, her […]
Pre-existing Conditions and Long-Term Disability
Did the insurance company deny your benefits because your condition was pre-existing? Are you worried you won’t be able to get on long-term disability because you suffered from a condition in the past? If so, you are in the right place. Pre-existing conditions are one the most common reasons for a long-term disability denial. Most […]
Can I Quit My Job While On Long Term Disability (& Short-Term)?
Yes, you can quit your job while on long term disability, but doing so can impact your benefits and may lead to complications with your claim. Insurance providers might cut off benefits or add hurdles to your case, so it’s essential to seek legal advice before deciding. This article explains what happens to your benefits […]
Case Study: Roger White
When Roger turned thirty, he hit a wall. He began to struggle with even the most basic activities, like getting out of bed, preparing meals, and doing household chores. He also started having problems at work. He was fighting with co-workers, unable to complete tasks on time and feeling very unstable in his ability to […]