CPP disability is an income replacement benefit program run by Service Canada. It pays monthly benefits to eligible people. To qualify, you must meet age, contribution, and disability requirements. I wrote this guide to explain how CPP disability works. With this information, you can figure out if you qualify for benefits and learn what steps […]
Disability Benefits
What Is an Independent Medical Examination | How to Beat IME
If you have an open long-term disability claim with an insurance company, there will likely come a time when they ask you to attend an independent medical examination (IME). An IME is an assessment conducted by a doctor chosen by the insurance company to provide an impartial opinion about your medical condition and ability to […]
CPP Disability Retroactive Payment: Your Top 9 Questions Answered
Have you begun your application for CPP disability benefits and are wondering how much money you will receive? Have you already received a retroactive payment for CPP disability and don’t understand or agree with the amount? In this article, I will explain the CPP disability retroactive payment. This aspect of CPP disability is confusing — […]
Is OCD a Disability? Guide to Winning OCD Disability Benefits Canada
Winning OCD disability benefits in Canada is no simple task. Since it’s an invisible illness that can’t be proven with a single objective test, benefit providers are often extra skeptical of these claims. To get approved, you will need to submit a bulletproof application. And even after approval, you must continually demonstrate that your condition […]
Mental Illness Disability Benefits Canada: Ultimate Guide
Navigating the process of securing mental illness disability benefits Canada can be daunting, especially given the complexities surrounding mental health conditions. While mental illness is recognized as a legitimate disability in Canada, qualifying for benefits often requires overcoming unique challenges. In this ultimate guide, we’ll walk you through the key steps to understanding, applying for, […]
Reporting a Workplace Injury in Nova Scotia: What You Need to Know + Videos
Work-related injuries happen all the time. But many people think it will never happen to them and, thus, aren’t familiar with the reporting process. If that is the case, this article is for you. After reading this article, you will know the ins and outs of reporting a workplace injury in Nova Scotia. And with […]
Understanding the Registered Disability Savings Plan (RDSP)
Planning for the future can be challenging, especially for individuals with disabilities. Fortunately, the Registered Disability Savings Plan (RDSP) offers a robust solution to help secure long-term financial stability. This federal initiative allows Canadians with disabilities to save effectively for their future while safeguarding their eligibility for various benefits. What is an RDSP? The RDSP […]
What to Expect at a Long Term Disability Lawsuit in Canada
If your long term disability (LTD) benefits have been denied by the insurance company you have two options, you can appeal it internally to the insurance company or file an external appeal, also known as a long term disability lawsuit. Both options have advantages and disadvantages. However, most lawyers recommend opting for a lawsuit since […]
Navigating Long Term Disability Mediations: A Comprehensive Guide
Navigating long term disability mediations can be complex, involving numerous elements and strategies. Here’s a comprehensive look at what to expect and how to prepare for these mediations. What is a long term disability mediation? Mediation is essentially a settlement meeting where parties in a dispute work to resolve their differences without going to court. […]
When Can I Refuse Medical Recommendations from My Insurance Company?
Facing a situation where your insurance company recommends a treatment you disagree with can be daunting. The insurer might even threaten to cut off your benefits if you don’t comply. Do they have the right to do this? When can you refuse and still retain your benefits? Let’s explore the rules and factors at play […]