In this article, we will discuss a concern we hear on a daily basis: what if I lose and have to pay the long-term disability (LTD) insurance company’s legal fees? Many of our clients worry about this, and rightfully so — the last thing you want to do is pay for your insurer’s legal expenses […]
Long-term Disability
This is our section on long-term disability benefits.
New Brunswick Long-Term Disability: The Ultimate Guide for 2025
If you’re looking for an overview of long-term disability in New Brunswick, then you’re in the right place. In this article, I’ll review how long-term disability works in New Brunswick, compare the different programs and benefits you can get, and provide you with a step-by-step process on how to apply. Once you’ve read this article, […]
What To Do if Your Doctor Won’t Fill Out Medical Report Forms
Applying for disability benefits is a hard task to do on your own. Throw in the fact that your doctor won’t fill out disability medical report forms, and that’s a recipe for disaster. So, is there anything you can do? Luckily there is. In this article, I’ll go through some of the reasons why your […]
Can You Work Part-Time While on Long-Term Disability in Canada?
The story usually goes something like this. You have been struggling with a disability for several months or maybe years. You are worried about your financial situation or simply don’t want to “give up,” so you don’t apply for long-term disability benefits (LTD). As your condition worsens and your life spins out of control, you […]
Can You Travel While on Long-Term Disability?
Travelling the world is one of the greatest things a person can do. For most people, the trouble is just finding the time and money to book a ticket. But for those who are on disability benefits, travelling can become slightly more complicated. Every year we get tons of questions about this. Can you travel […]
Long-term Disability Surveillance: Online Guide 2025
Insurance companies frequently conduct video, audio and online surveillance of people who have applied for long-term disability benefits. This surveillance is done without your knowledge or consent. After reading this guide, you will understand how surveillance works in long-term disability claims. You will also know your rights and the rules insurance companies must follow. This […]
Buyout of a Disability Insurance Policy: 3 Things You Must Know
Are you considering a buyout of a disability insurance policy? Are you wondering how lump-sum payouts work for disability insurance policies? Want to know if a buyout makes sense in your situation? I answer all these questions in this article. And I cover the three things you must know before you even mention the word “lump-sum […]
Chiropractor Long-term Disability Claims
Are you a chiropractor considering applying for long-term disability benefits? Or has the insurance company denied your claim? Are you looking for tips on how to maximize your chances of success? Look no further. This is your guide to winning chiropractor long-term disability claims. For reasons I will discuss below, chiropractors face additional challenges in […]
Blue Cross Long-term Disability: The Online Guide
This article provides an overview of Blue Cross long-term disability plans. We cover how to apply for benefits, appeal a denial, and more. Blue Cross is a non-profit insurance company that operates across Canada. The Canadian Association of Blue Cross Plans is made up of several shareholders in regions across the country. About Blue Cross […]
SSQ Insurance Long-Term Disability: Your Online Guide
This article discusses everything you need to know about SSQ Insurance long-term disability benefits. That includes a discussion of rules as well as information about applying for benefits and appealing a denial. Navigating long-term disability insurance benefits can be exhausting, but don’t let complicated policies and legal jargon hold you back. We wrote this guide […]