Are you considering a buyout of a disability insurance policy? Are you wondering how lump-sum payouts work for disability insurance policies? Want to know if a buyout makes sense in your situation? I answer all these questions in this article. And I cover the three things you must know before you even mention the word “lump-sum […]
Long-term Disability
This is our section on long-term disability benefits.
SSQ Insurance Long-Term Disability: Your Online Guide
This article discusses everything you need to know about SSQ Insurance long-term disability benefits. That includes a discussion of rules as well as information about applying for benefits and appealing a denial. Navigating long-term disability insurance benefits can be exhausting, but don’t let complicated policies and legal jargon hold you back. We wrote this guide […]
Long-Term Disability BC: The Ultimate Guide for 2023
If you’re looking for an overview of long-term disability in BC, then you’re in the right place. In this article, I’ll review how long-term disability works in BC. I’ll also compare the different programs and benefits. Finally, I’ll cover how to apply for long-term disability in BC. Once you’ve read this article, you should know […]
Long Term Disability Canada: What Qualifies, How Much You Get & More!
This is your online guide to long term disability in Canada for 2023. If you are looking for a broad overview of Canada long term disability insurance, you have found the right article. In this guide, I cover the basics like what is long term disability in Canada, how it works, and more. But I […]
Long-term Disability Claims for Sales Agents and Representatives
Going out on long-term disability leave and filing claims are often particularly daunting for sales agents and representatives. Whether you work for a larger company that’s able to have others represent your interests—and protect your clients—in your absence, or you’re working on your own, you may feel that going on long-term disability can have serious […]
Change of Definition LTD Disability Explained
The change of definition for long-term disability is when the criteria for disability benefits moves from one definition to another. This change makes it more difficult for you to continue to get long-term disability benefits. In this article, I explain the change of definition and how it affects your long-term disability benefits. Most people first […]
Long-term Disability ‘Update Forms’: 3 Traps to Avoid
If you have been approved for long-term disability, there will come a time when the insurance company asks you to fill out an ‘update form.’ These forms come in many shapes and sizes. Some are perfectly fine, while others contain traps for the unwary. Before I get into the traps, it is important to know […]
LTD Claim Denied? How to Appeal Long Term Disability Denial in Canada
LTD claim denied? If so, you are in the right place! A long term disability denial can feel like a slap in the face. But your journey doesn’t have to end here. There are other options, and as you may have guessed, one of them is to appeal the denial. As one of the few […]
What’s the Difference Between Short and Long-Term Disability Benefits?
You might think the name says it all when it comes to the difference between short or long-term disability benefits. But, it’s actually not all that simple. There are some key differences that you might not know about. I’ll explain some of them in more detail below. But first, here’s a very brief explanation of […]
CPP Disability Retroactive Payment and Long-Term Disability Overpayment
So, you’ve received a sum of money as a retroactive payment from CPP disability — or maybe you opened a letter from your long-term disability insurer that says, “Hey, you owe us.” If you’re wondering why this is happening and what you need to do next, then this article is for you. Read on. This […]