Planning for the future can be challenging, especially for individuals with disabilities. Fortunately, the Registered Disability Savings Plan (RDSP) offers a robust solution to help secure long-term financial stability. This federal initiative allows Canadians with disabilities to save effectively for their future while safeguarding their eligibility for various benefits. What is an RDSP? The RDSP […]
Disability Benefits
What to Expect at a Long-Term Disability Lawsuit in Canada
If your long-term disability (LTD) benefits have been denied by the insurance company, you have two options: you can appeal it internally to the insurance company or file an external appeal, also known as a long-term disability lawsuit. Both options have advantages and disadvantages. However, most lawyers recommend opting for a lawsuit since it allows […]
Navigating Long Term Disability Mediations: A Comprehensive Guide
Navigating long term disability mediations can be complex, involving numerous elements and strategies. Here’s a comprehensive look at what to expect and how to prepare for these mediations. What is a long term disability mediation? Mediation is essentially a settlement meeting where parties in a dispute work to resolve their differences without going to court. […]
When Can I Refuse Medical Recommendations from My Insurance Company?
Facing a situation where your insurance company recommends a treatment you disagree with can be daunting. The insurer might even threaten to cut off your benefits if you don’t comply. Do they have the right to do this? When can you refuse and still retain your benefits? Let’s explore the rules and factors at play […]
EI Sickness Benefits Guide: Calculator, What Qualifies & More!
I wrote The Ultimate Guide to EI Sickness Benefits for people who need to apply for EI sickness benefits after going on sick leave from work. This Guide is a starting point for learning more about EI Sickness benefits and will supplement the information you can find on the official government website. As long as you have […]
Is Burnout a Disability? A Guide to Winning Burnout Disability Benefits
In today’s post-pandemic world, burnout has become a significant issue for many employees. It’s not just a fleeting feeling of being overwhelmed; for some, it leads to the need for long-term disability benefits. Here’s a breakdown of the key points to consider when seeking burnout disability benefits. In this article, we will also answer the […]
Crohn’s Disease Disability Benefits in Canada
Are the long-term symptoms of Crohn’s Disease preventing you from doing your job? Are you wondering how to win Crohn’s Disease disability benefits in Canada? Do you want answers to the following questions: is Crohn’s disease a disability in Canada? Does Crohn’s disease qualify for disability in Canada? If so, you came to the right […]
Winning Disability Benefits for Multiple Sclerosis (MS)
Multiple Sclerosis (MS) is a chronic autoimmune disease that affects the central nervous system. People with MS experience a wide array of symptoms, such as extreme fatigue, lack of coordination, weakness, tingling, impaired sensation, vision problems, bladder problems, cognitive impairment, mood changes, and more. These debilitating symptoms often make it hard for sufferers to work. […]
Disability Insurance: Own Occupation vs Any Occupation + [video]
If you’ve been on long-term disability insurance benefits for some time now, you may be familiar with the terms ‘own occupation’ and ‘any occupation.’ But what do they really mean? Most group disability insurance policies have a two-pronged definition of total disability. Initially, to be considered disabled, you need to be unable to perform the […]
Winning Migraine Disability in Canada: Short & Long-Term Disability
If migraines, cluster headaches, or tension-type headaches (TTH) are preventing you from being able to work, this article contains essential information that can help you prepare to file a winning claim for disability benefits. We will answer the question, “Is migraine a disability in Canada?” and provide step-by-step guidance on how to get approved for […]