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Long-Term Disability Lawyers

Denied long-term disability benefits? We help workers across Canada appeal insurance denials and secure the financial support they deserve — with free consultations and no-win, no-fee legal representation.

If your long-term disability claim has been denied, delayed, or cut off, you’re likely feeling overwhelmed and unsure where to turn. At Resolute Employment & Disability Lawyers, we help people across Canada challenge unfair insurance decisions and fight back — with no-win-no-fee legal representation, free consultations, and a 30-day satisfaction guarantee that lets you get started risk-free.

Whether you want to get back on claim or negotiate a lump sum settlement so you can move on with your life, our lawyers will help you choose the path that’s best for you — and fight to make it happen.

We Understand the Struggles You’re Facing

When you’re dealing with a long-term disability, it’s not just your health at stake — it’s your finances, your family’s security, and your peace of mind. You may be:

  • Your insurer has denied or stopped your LTD benefits
  • You’re worried about running out of money or losing your home
  • You feel like no one believes how serious your condition is
  • You’re overwhelmed by deadlines, medical forms, or appeal requirements
  • You’re exhausted — and unsure where to start

We Get It — And We’re Here to Help

Our founder, David Brannen, created Resolute after seeing firsthand how devastating a disability claim denial can be. As a child, he watched his grandfather be denied compensation for a serious workplace injury — an injustice that inspired him to become a disability lawyer.

That experience taught him a powerful lesson: the truth is not always enough to win a legal claim — you need strategy, advocacy, and support. That’s what we provide to every client who walks through our (virtual) doors.

Let’s Help You Get the Benefits You Deserve

You’ve worked hard — now let us work hard for you. Our long-term disability lawyers are ready to guide you forward and get you the financial support you need.

Schedule your free consultation

Who We Help – Two Types of LTD Clients We Represent

We help people across Canada with both group insurance and private insurance claims:

Group Long-Term Disability Insurance Claims

These plans are typically provided through your employer and administered by insurance companies like Manulife, Sun Life, Canada Life, Desjardins, or Industrial Alliance. We represent clients at all stages — from application to appeals and lawsuits.

Learn more about Group long-term disability claims

Private/Professional Disability Insurance Claims

These are individual policies purchased by self-employed professionals, such as doctors, dentists, lawyers, chiropractors, and business owners. We help clients with complex contract interpretation, bad faith denials, and lump-sum settlements.

Learn more about private disability insurance claims

Common Problems With LTD Claims

We regularly help clients facing issues such as:

  • Claim Denials at Application Stage (lack of “objective evidence,” pre-existing condition exclusion
  • Early Terminations (especially after the 2-year “own occupation” change of definition)
  • Return-to-Work Disputes (insurer pushes return before client is ready)
  • Surveillance and Credibility Attacks
  • Mental Health Claims Not Taken Seriously
  • Disputes Over Contract Terms or Benefit Calculations
  • Being Cut Off Without Medical Justification

How Our Long-Term Disability Lawyers Help

  • Initial Application Support: We help some clients prepare strong initial applications to reduce the risk of denial (especially in complex cases).
  • Internal Appeal Assistance: We build persuasive appeal packages that include medical, vocational, and legal evidence.
  • Lawsuits and Settlements: If appeals fail, we file lawsuits and negotiate lump-sum settlements or reinstatement of benefits.
  • Ongoing Case Strategy and Guidance: We work with your doctors and specialists, coach you through credibility challenges, and help manage interactions with your insurer.
  • Coordinated Strategy With Other Legal Issues: If you also have a CPP Disability or employment law matter, we coordinate everything for you.

Serving Clients Across Canada

We proudly serve clients nationwide, with virtual consultations available in every province and territory. Looking for help in your area? Visit our dedicated pages for your province:

Why Clients Choose Resolute Employment & Disability Lawyers

Exclusive Focus on Disability Law

We only handle long-term disability, CPP disability, and employment law — giving you the advantage of highly focused legal experience.

A Lawyer Who Truly Understands Disability

Our founder, David Brannen, is a former licensed occupational therapist. He brings unique medical and legal insight to every case.

No-Win, No-Fee Representation — Plus a Satisfaction Guarantee

You don’t pay unless we win. And if you’re not satisfied in the first 30 days, you can walk away at no cost — no risk, no pressure.

Thousands of Clients Helped Across Canada

We’ve helped people from coast to coast recover their benefits, protect their income, and move forward with peace of mind.

We Support You at Every Stage — Not Just When It Goes to Court

Many lawyers only get involved once a lawsuit is started. We help clients from the very beginning — including applications, appeals, and litigation.

We Prioritize Education and Empowerment

We believe in giving you the tools to make informed decisions. That’s why we provide free legal guides, videos, and books to help you understand your rights before you even hire us.

Our Books

A Beginner’s Guide to Disability Insurance Claims

Learn how to apply for and secure long term disability insurance benefits, even after a denial or failed appeal.

Download

A Beginner’s Guide to CPP Disability

Learn the secrets to winning your CPP disability claim, even after a denial of benefits.

Download

The Roadmap

Discover how professional service providers can navigate long term disability claims without risking their practice or business.

Download

Workers’ Compensation Survival Guide

Learn the essential strategies to win your workers’ compensation claim, even if you’ve faced a denial or appeal setback.

Download

Common Conditions We Handle

Whatever your medical condition, our disability lawyers are here to help. Having supported thousands of clients through difficult times, we understand what you’re going through — and we know how to build strong cases for people with a wide range of conditions. Some of the most common disability claims we handle involve:

Not sure if your condition qualifies? We also handle claims involving bipolar disorder, back injuries, migraines, IBS, long COVID, diabetes, and more.

Explore all medical conditions we handle >>

How It Works – A Clear, Proven Process

You don’t have to figure this out alone. We guide you through a proven, step-by-step process to get results.

Book A Consultation

1

Schedule Your Free Consultation

Connect with our support team and receive your free Disability Education Bundle. We’ll walk you through your options.

2

Follow a Proven Legal Strategy

You’ll work with a long-term disability lawyer who follows a tested legal framework customized for your situation.

3

Get Your Benefits or a Fair Settlement

Our goal is simple: get your benefits approved or negotiate a financial settlement that supports your future. You’ll have a legal team who won’t give up.

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Testimonials

What Our Clients Are Saying

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    • After being denied LTD benefits twice, Resolute Legal helped me obtain my LTD benefits that should have been awarded initially by my group health insurance provider. They are excellent and specialized at what they do and they have experience on both sides of a disability situation. They are also national in scope, so no matter where you live in Canada, they can represent you. I could not have received my disability benefits without them. If you are in a situation where your LTD benefits have been denied by your group health insurance provider, please contact them.

      Jacqueline Ferris

    • I was advised by a family member to reach out to Resolute Legal and it was the best decision I made. I only wish I had made it even sooner. I’m sure that without a great lawyer standing with me I would still be waiting for LTD settlement. I can’t say enough about the staff they have working for them as well and then I had the pleasure of speaking to the owner when my case was over. Fantastic job.

      Frances Spragg

    • We felt we were in good hands right from the start. The only thing I regret was not contacting them sooner. I strongly advised anyone needing help with their disability claim to consult with them first, they are very knowledgeable and professional, I promise you won’t be disappointed.

      Stephane Duguay

    • Undoubtedly, the most exceptional legal guidance for individuals with disabilities. I am immensely grateful for discovering their expertise. Nearly everyone has a family member with a disability or knows a friend who does. Finding tailored recommendations can be quite challenging, often coming at a high cost and yielding minimal results. Resolute in their support, they treat you as if you were part of their own family. I encourage you to visit their website and join their informative weekly Zoom sessions.

      Alain Fakhoury

    • David Brannen and his staff are excellent, knowledgeable, conscientious, helpful, honest and kind to deal with. They answered all my questions honestly and promptly. Hiring a lawyer online may seem daunting, but no fear in hiring them. They won my case for CPP disability after my own two rejections, which I am truly grateful for. Top-notch firm and individuals. Thank-you so much!

      Frances Spragg

    What to expect when working with Resolute

    You’ll always know where your case stands — and what we’re doing to move it forward. Our legal team is committed to clear communication, personalized attention, and strategic advocacy. We take care of the legal side, so you can focus on your health and your life.

    What to Expect

    Work with an LTD lawyer today

    Need a LTD claim attorney? Book your free consultation today to get started on winning back the benefits you deserve.

    Schedule a Free Consultation

    Other Disability Claims We Handle

    In addition to LTD insurance disputes, we also represent clients with:

    • CPP Disability Claims
    • Short-term Disability Claims
    • Disability Tax Credit Appeals

    Need Help With Employment Issues Too?

    It’s common for LTD claims to overlap with employment problems — like being terminated during your medical leave, harassed, or denied a fair severance package.

    We also represent clients in:

    • Wrongful Dismissal Claims
    • Workplace Harassment and Discrimination Claims

    Frequently Asked Questions – Long-Term Disability Claims

    Have questions? We have the answers. Explore our FAQ section to learn more.

      Yes. In select cases, we assist with applications to reduce the risk of denial — especially for complex or high-stakes claims.

      Absolutely. We help clients fight back when insurers dismiss subjective conditions like chronic pain or mental illness.

      Yes. We help coordinate medical evidence and provide guidance to your care providers.

      We may be able to take over your case, depending on the stage and facts. Contact us for a confidential review.

      Yes. We offer integrated legal representation across LTD, CPP Disability, and employment law matters.

      We help you understand your options and can negotiate a lump sum payout if that’s what works best for you.

      Ready to Take the Next Step? We’re Here to Help

      Whether you’re dealing with a denied disability claim, workplace issue, or wrongful dismissal, our experienced legal team is here to help you understand your rights and take action. Book a free consultation today and get a clear plan for moving forward — with no obligation and no upfront fees.